$100 Update...

So the 20th of the month has come and passed, and I have to note that I did not reach my $100 extra per month goal this time. (BOOOOOOO!!!! HISSSSSSSS!!)

I tried ebay, but really didn't make all that much this time around, so I have left the cash in paypal for another month, my initial scheme for the month was denied (but may resurface in February - I'll let you know), and things were crazy hectic with time slipping through my fingers a little too quickly. So yes, I have failed for January.

However, I would like to note that I did make some strides this month. I added an extra payment to credit card #2 (if you remember, this is from my own stupidity of paying too early, but I'll take it as a positive anyway), and I managed to reduce the interest rate of 1/4 of my debt to about half.

Ideas for February:
-more stuff on ebay
-selling my maternity clothes (that are sitting in my basement collecting dust) to a second run store
-investigate selling used books on Amazon


So my question is out to you (again):

What can I do to make a little extra scratch every month? Online gambling, prostitution, and black market organ sales are not options. (sorry if any of these have worked for you)

Taking care of the pennies...

So on my hiatus I engaged in a conversation with some friends regarding my debt journey and my blog. One thing someone mentioned (or mocked) was my $100 a month project. This person said that in my current situation I shouldn't be worried about finding hundreds, but I should be concerned with obtaing thousands. Well my response, of course but how easy is it to come up with a thousand dollars every month when I am struggling with $100. If I found a way to come up with that amount of money in a month, don't you think I would take it? I like to think that I am smart enough for that.

One comment I did pick up on, however, was a flip remark about how "you probably could find more than $100 from pocket change within one month?" I thought this was interesting. Do we actually encounter $100 or more in simple pocket change within one month ?

So for my December $100 plan, I will be accumulating all my pocket change until the 15th of December (30 days) and see what I can come up with. This may seem simplistic, but I feel the need to prove (or disprove) this theory. Have to admit, I am a little curious.

November off to a great start...

Yes, I know there is still one more week in October, but November is already shaping up better already.

I did a little more cleaning and posted a bunch more stuff on eBay. Provided I sell pretty much everything, I will just squeak by the $100 mark for the month.

Auctions all end next week. Wish me luck!!

October 20th Update...

As most of you will already know, the 20th is the end of the month for my "Extra $100" challenge, as my credit cards bills cut off on this date.

I am happy to report - as mentioned in an earlier post. That I have succeeded for the current month. As you would have read in earlier posts I managed to sell my cell phone plan and accumulate my $100 in one go.

2 months down - 34 months to go. Also please remember to provide suggestions for this challenge. It's only going to get harder from here.

That one was easy…

So, I have already accumulated my $100 for October (Yeah me!!). Turns out I was not maximizing my usage on my cell phone plan (which provides me with unlimited minutes anytime, anywhere in the city). So, I scaled down and managed to transfer/sell my plan to a friend whose family owns a business for $300. Plus, since I was also changing providers I received a $25 credit on my bill, a new phone, car charger, and activation fee for FREE! On top of all that my phone bill should be about $30 less per month. $360 in annual savings!

Yes, I know the value was $300, but as I indicated in other posts, I would consider this a windfall as it was not really planned. I took $100 for my debts, $100 for my meager emergency fund, and the final $100 is currently in limbo until my final bill with provider #1 and my first bill with provider #2 is settled. Everyone knows they always try to get you until the very end, so I have money sitting there to cover those expenses. If I don't use the $100 I'll reassess again.

At least it gives me a headstart to be thinking about November's scheme.

Stats -
Credit Cards to pay - 3
Money earned this month - $100