Panic has officially set in. After pretty much wiping out my cash flow for the next three weeks (boo), I have managed to pay off the tax man (yeah!). We had a hefty sum owing this year, and I am in a very precarious bittersweet scenario in which I have no money, but I have one less monkey on my back.
The panic however, is from my husband and his way of hitting me over the head with reality. This consol loan has now been in the works for months, and he said to me today "it shouldn't take this long -assume it's not going to happen!" This of course is better than the "these things take time, if we would have done this three months ago like I said it would be solved by now" attitude from last month.
So on comes the panic. It's good, I need a bit of a wake up call, as I have left my budget and repayment plan on auto pilot for the last couple months (not in a good way) to wait for this loan to materialize, but alas I think I must return to the drawing board. I have to get reacquainted with our debt situation and devise a new plan for payoff, and getting those freakin' interest rates down. If the loan happens; bonus.
Lessons learned:
- no one is going to pay your debt for you, just deal with it. However, if there are still knights in shining armor (with big wallets), CALL ME!
-banks are not the enemy, but they can sure piss you off sometimes
-getting money loaned to you kinda requires that you have money already
-never, EVER, lose control of your repayment plan. I haven't done the tally, but I think that I am in a worse boat then when I started.
- the further you are from getting what you want, the more you want it.
This weekend will definitely be another long overdue wake up call. Fun times!
I'll let you know how it goes. If you have something more depressing to do this weekend, let me know. I might perk up a bit.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment