February will not be any better. I found a shortfall in our budget for the month based on my husband's income and could only make minimum payments on our debt, and my monthly accruals (insurance, etc.) could not get covered.
Unfortunately, I received his pay statement for February and it's better, but still short. The even worse thing is that when the income does start coming in, we will need to cover the shortfall from the prior months, leaving no surplus when we should have some "extra" funds.
My plans are well intentioned, but if I don't have the money in the bank to cover it what do you do. I'm trying to make some extra cash, but it's very frustrating.
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