I decided that since I didn't receive a balance transfer offer this month that maybe I could try to reduce my credit card interest rates by calling the companies and simply asking.
Although many debt smarties recommend this as an alternative, it did not work for me! First off I asked. No dice.
Then I threatened to move my debt to another provider. I was told to go ahead.
Then I asked to speak to a manager and I was told they could give me a "payment holiday" for a month, or lower my minimum monthly payment, but no reduction in interest! AHHHHHH!
This is frustrating as I have had one of these cards for 10 years with not one late or missed payment.
Oh well. I guess it is back to the drawing board. Can't say I didn't try. Maybe after I pay some of the debt down I can try again.
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1 comment:
Do you think that might have something to do with the rocky economy situation?
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